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Tags Posts tagged with "Insurance"


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President Donald Trump and several other Congressional Republicans have repeatedly warned that Obamacare will ultimately collapse due to its own shortcomings, if it isn’t repealed soon enough. However, it seems like the health care law has started to crumble already in Tennessee’s third largest city.

Knoxville, Tennessee, is set to become the first city where Obamacare collapses altogether. While the estimated population in Knoxville in 2015 was 185,291; as of now, there is only one health insurer that offers coverage on the Obamacare exchange to about 40,000 people who live in 16 counties in and around Knoxville, a report by CNN confirms.

Even though Humana is the only insurer servicing patients in Knoxville in 2017, it recently announced that it had decided to pull out of the Obamacare exchanges nationwide, after losing more than $45 million as part of the program. Humana was the first health insurance provider to announce, earlier this year, that it will be pulling out of the Obamacare exchanges across the nation, in 2018.

“We are again seeing signs of an unbalanced risk pool based on the results of the 2017 open enrollment period. Therefore, we’ve decided we can’t continue to offer this coverage in 2018,” CEO Bruce Broussard reportedly told the company’s investors at the time.

While it is possible that another provider could fill the vacancy created after Humana’s departure, the Republicans’ attempts to repeal and replace Obamacare has created so much uncertainty that it has made insurers reluctant to participate. According to CNN, the deadline for health insurers to confirm their decision to do business in Tennessee is July 1.

Tennessee’s insurance commissioner, Julie McPeak, doesn’t think any insurance provider would want to do business under the current circumstances.

“I’m not optimistic that one of our existing insurers would like to expand their coverage area without some changes to the regulatory system, either by Congress or the administration,” McPeak said.

If other insurers decline to join the Tennessee exchange by July 1, Knoxville patients will have the option of buying insurance from one of three providers outside the exchange, Aetna, Freedom Life Insurance, and Tennessee Rural Health. However, patients who buy a plan from insurers outside the Obamacare will not be eligible to apply for any federal subsidies.

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The GOP let us down again. Why is Trump falling for it?

On the outset of the Trump Administration, the new president and his advisors moved at such a breakneck pace, that the media, and their liberal opponents could not keep up the pace.

After the failure of the first travel ban, President Trump was forced to pause to evaluate all aspects of his orders to ensure they survive.

After a month without any significant movement on immigration, taxes or health care, the Trump Administration unleashed on Monday morning with a new travel ban that eased up restrictions on Iraq, followed by a bombshell replacement for Obamacare.

The reaction to the plan from the conservative and libertarian movements is not good.

The new plan has been called “Obamacare Lite,” “Obamacare Heavy,” “RINOCare” and by others call it “Dumbshit Stupid.”

The plan, which maintains nearly all facets of Obamacare (just reshuffling how benefits are awarded), also grants $110 billion to states, bails out the health insurance industry, and falls down on every promise made by both Donald Trump and others who have campaigned to “repeal and replace” Obamacare.

Insurance will still be restricted within each state, limiting competition (the preference of health insurance providers) and coverage for preexisting conditions will still be the law resulting in even higher insurance premiums.

In pushing the GOP healthcare bill today, White House Spokesman Sean Spicer said the plan will allow tax breaks for employers, small business owners and sole proprietorships, “something that doesn’t happen now.”

Business owners are allowed under current IRS rules to write off all health insurance expenses for themselves and their families.

The administration and Congressional leaders are already grasping at straws to defend the disaster of a plan and they haven’t even hit the 24-hour mark since its release.

Let us know what you think of the new GOP plan by voting in in today’s poll.

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